The whole program in five minutes. Pick a program, make your pledge, walk every day, complete it and your pledge comes back with a return. Your own steps decide it, not chance.
Browse open programs by pledge, length, and daily goal. Read the rules card before you join — the goal is set, you don't get to negotiate it later.
Your pledge is held securely until the program settles. No markup on pledges — we charge a flat service fee on returns, never on what you commit.
Hit the daily step goal before midnight in your local time zone. The app reads steps from your phone and any connected wearable. One device counts at a time.
When the program ends, everyone who completed it gets their pledge back plus an equal return, minus the service fee. Credited instantly to your in-app wallet.
Same core loop, four levels of commitment. Every format runs on a Fixed goal (one number for everyone) or a Dynamic goal (personalized weekly quotas built from your own step history at join).
Weekly (~7 days), Monthly (~30 days), or Custom. Hit the goal daily; complete it and your pledge comes back with a return.
Runs indefinitely as participants drop off. The top ~25% by final rank get a return. Ties broken by cumulative steps. Min. two walkers.
A step floor that climbs every day. The top ~25% by final rank get a return on a top-heavy, pledge-protected curve.
Free, one day, one participant selected for a €0.50 promo-credit reward. The only mode decided at random.
A 7-day program. Goal: 10,000 steps per day. 240 people join.
Enrollment closes. Everyone is on track at midnight. Every pledge is locked in. You have until the next midnight to log 10,000 steps.
22 people drop out in the first three days — usually because they forgot they joined, or thought 10K was a rounded-up suggestion.
Weather happens. Work happens. Couches happen. Participants fall away fast. No grace days, no make-ups — miss midnight and your program ends.
The 15% service fee comes off the top. Every finisher gets the same return. You came in with €20 and left with €78.46.
9,999 steps at 11:59 PM is the same as 0 steps. The bar is the bar. No partial credit, no grace token, no make-up.
Shaking your phone, paint-mixer treadmill, apps that inject steps into Health Connect. Caught = disqualified with no refund.
If you actually walked but your phone couldn't sync, you have a 24-hour grace window (in your local time zone) for the steps to post. Connectivity issues, not couch days.
If the return per participant would be less than the pledge, everyone gets a full refund. The math never punishes a group that all finishes strong.
Walk Or Lose is currently Android only. iOS is coming. Steps are read directly from Android Health Connect (or Google Fit where Health Connect isn't available) — hardware-grade accuracy, tamper-resistant.
Health Connect or Google Fit, Android 9+. Reads the phone's built-in step counter.
Anything that writes to Health Connect — Samsung Galaxy Watch, Fitbit, Garmin, Pixel Watch.
Google Play Integrity API + step pattern analysis catches mechanical and software cheats.
Manual entries, web inputs, step injectors, anything that edits Health Connect data after the fact.
Start with the free Daily Bonus — walk 5,000 steps, earn promo credit toward your first paid pledge. No card, no commitment.
By taking part you agree to the Terms of Service and Privacy Policy. Full mechanics live in the Program Rules.
